Finance Tips

There are plenty of simple tips for you to save money when it comes to personal finance basics. Some are a little more time consuming than others but despite that fact it is well worth the time it might take. Even if you follow one or 2 of the following tips you could save hundreds of dollars every year.

REQUEST FREE SAMPLES:

There are lots of websites that offer free samples on every day products. Even the huge stores like K-Mart or Home Depot have excellent opportunities for you and I to get free products. Those items range from skin lotions and personal hygiene products to pet food or bathroom products. Another option is to go directly to a manufacturer’s website to locate some free samples on newly released items. If you need something, type ‘free sample’ into google before you go to the store to buy that product. This is the beginning of mastering personal finance basics.

CHANGE CREDIT CARD SPENDING AND HABITS:

Credit cards can be wonderful but can be hazardous. With high interest rates and monthly fees, credit cards may wind up costing you a lot more down the road than you may have planned.

Things I keep in mind:

- always use cash unless its for a major purchase

- always make sure you are able to afford the item before you use a credit card

- always pay the balance of your credit card

AVOID IMPULSE BUYS:

We all know what it’s like to push a shopping cart through the aisles of the grocery store and when we get to the check out we ‘ve picked up double the amount we planned to buy. Always, always, always make a shopping list, follow that list and never purchase anything that isn’t on your list. This goes for any type of shopping including wardrobe, books or movies or CD’s. Stores are designed specifically for impulse buys with magazine racks and gum within easy reach. Make your list, check it twice, and follow it. Continue reading ‘9 Tips To Save Money – Personal Finance Basics’ »

You probably have heard of NAFTA (North America Free Trade Association), OPEC (Organization of Petroleum Exporting Countires), the EU (European Union) and the BRIC (Brazil Russia India China) countries … but have you heard about MENA?

Ok, you ask … what is it and why should I care?

When conventional wisdom is not working any more, we need alternative investment strategies and you should give consideration to a very important region that collectively has a bigger economy than Brazil, Russia, and India … 3 out of the 4 BRIC countries. And, in terms of growth, this region is growing faster than any of these countries.

Population wise, this region is bigger than the USA and is approximately equal in population to the EU. In addition, this region has an exploding population (which is good from an engine of growth perspective … reference a key theme in recent presentation from Stuart Varney of Fox News at WizeFEST 2009, a conference this author recently attended). Continue reading ‘Historic shifts are underway on the New Silk Road where East meets West creating alternative investment opportunities’ »

The internet is drowning in work from home advertisements. I’m certain you’ve noticed the ads claiming great things such as making you a millionaire overnight, or by being lazy and watching TV while making income. Some of these ads are entirely crazy and the methods they proclaim you can make lots of cash from are even more absurd. It is achievable to create millions but it takes a lot of commitment and effort – not necessarily tough work. But you need to be aware of which ads are scams and which work at home methods can really build you real income. Let’s cover a few of the ways which you can use to judge if it’s a hoax or if it is legit.

How could you tell what is a scam? Your goal is to not be a sucker and make someone else wealthy. This is all about you. The intention is to create wealth for yourself. Spammy ads most the time have large wording, generally in bright colors, and enormous sums of money in fat text, with testimonial posts all over only one website page. The motive is obvious, to get you to see it, read it, and be in awe of how brilliant their system is and don’t reason and just pay them.

A few of the frequently advertised scams are kits for assembling products, kits for starting a business, data entry (the genuine data entry jobs don’t advertise like spam), pyramid schemes, posting ads for others, and envelop stuffing. Continue reading ‘Finding a work from home job that actually pays’ »

you are a hard working entrepreneur … you work long hours, you have large amounts of capital at risk, you have people and inventory to manage, and you undertake a commute to your store location every day.

You have high hopes but things seem a little tenuous … then you see this headline on TV, or hear it on the radio, or you read it in the newspaper over in the corner of your store … “Decades of Debt and Dollar Doubts”.

Wow … you wonder, what does this headline mean? You are asking, “Is my business venture going to be worth it?” “How do I survive in this business climate?” “How do I get ahead in this kind of economic environment?”

Let me offer some insight and share my experience with you. Continue reading ‘Decades of Debt and Dollar Doubts’ »

A very rich man once told me that it’s not all about the money. My response was “that’s easy for you to say. You have the money.”

He then went on to explain the difference between value and money.

Before we get into that, let me explain:

I was the opportunist sales guy always looking for the next transaction. My sales techniques were a little unpolished but it didn’t matter because I was doing the numbers. We all know that sales is a numbers game so no matter how bad you suck, if you just do the numbers you will get some results.

Well, I was getting some results as a matter of fact they were above average results but who wants to be just above average anyway. I wanted more than I was getting so I worked harder at chasing the sale and closing the transaction. I learned all of the closes and mastered the art of handling objections. From this my numbers improved but still were not getting me where I wanted to go. My goal was to get over the $100K/year mark but I just couldn’t crack it. How could I work harder? How could I leverage my time? There were only 168 hours in a week. I needed more. Continue reading ‘How to Make Money & Double Your Income in 90 Days’ »

Are you looking for ebay millionaire secrets? Well, the 1st question you most likely have to ask yourself would be, is there truly such a thing? The second question, would doubtless be, if the are methods concerned with cashing in keen on ebay, who knows them and where can you find this person so they can hopefully share them with you.

Free Ebay Secrets Kit teaching you how to be a Ebay Millionaire.(only available to US people)

Before, I expose the good news. Let’s rap a little about ebay. Ebay now has over 150 million users worldwide and with everyday a large amount of them are beginning to realise the true profit potential of this super marketplace. Apparently, ebay processes about $1000 of sales every 2nd, and this doesn’t even include the numerous charges charged, for each exchange.

There are now a lot of folks from all corners of the Earth making crazy money from selling things on ebay but at the same time they are a lot of folk making losses each single day. The actual reason for this is, they do not know the ebay millionaire techniques. I do believe that if you have got access to a good coach, you can simply copy their achievement.

With this in mind, I have just been introduced to a self-made ebay millionaire. This is a man from Nebraska, who goes by the name Brandon Dupsky. He is saying he started on eBay selling’odds-and-ends’ he discovered in his basement. He tested crazily, learned by’trial and error,’ and last year he managed to crack the $8,000,000 mark! Continue reading ‘Ebay Online Secrets revealed’ »