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	<title>Finance Tips &#187; Improve Credit</title>
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	<description>Personal and Small Business Finance Tips</description>
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		<title>What is Credit Utilization?</title>
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		<pubDate>Sun, 25 Sep 2011 08:52:11 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Bad Credit Repair]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Fix Bad Credit]]></category>
		<category><![CDATA[Improve Credit]]></category>

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		<description><![CDATA[Credit utilization makes up about 30% of your total credit score and yet most individuals do not comprehend what credit utilization is. The concept is pretty easy to understand and is expressed as a percentage. Generally, the higher your credit utilization percentage the lower your credit scores. Every tradeline that is on your credit report [...]]]></description>
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		<title>Save Money by Cutting Costs</title>
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		<pubDate>Fri, 23 Sep 2011 08:53:05 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Bad Credit Repair]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Fix Bad Credit]]></category>
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		<description><![CDATA[Cutting Back to Save My Credit. A lot of people are learning that in order to improve their credit score, they need to get their spending habits under control. Many Americans learn the hard way that they need to learn how to cut back to help improve their credit score. Start with creating a budget [...]]]></description>
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